Recovery officials urge South Dakota residents to watch for and report any suspicious activity or potential fraud from scam artists, identity thieves and other criminals who may try to prey on those who suffered losses in the severe winter storms and flooding from mid-March to late April.
Common post-disaster fraud practices include:
- Fake offers of state or federal aid:
- Beware if anyone claiming to be from the Federal Emergency Management Agency (FEMA) or the state visits, calls or emails asking for an applicant’s Social Security number, bank account number or other sensitive information.
- Avoid scam artists who promise a disaster grant and ask for cash deposits or advance payments in full.
- Know that federal workers do not solicit or accept money. FEMA and the U.S. Small Business Administration (SBA) staff never charge applicants for disaster assistance, inspections or help in filling out applications. Do not give out information and report people claiming to be government workers to local police.
- Provide your Social Security number and banking information only when registering for FEMA assistance, either by calling 800-621-3362, TTY 800-462-7585, or going online at www.DisasterAssistance.gov or the smart phone FEMA App. If you use 711-Relay or Video Relay Services, call 800-621-3362. Operators are multilingual and calls are answered from 7 a.m. to 11 p.m. local time seven days a week.
- Phony housing inspectors: Owners/applicants may be especially vulnerable to phony housing inspectors claiming to represent FEMA or SBA. An applicant should always:
- Ask to see the inspector’s identification badge. All federal employees and contractors carry official, laminated photo identification.
- Inspectors also have each applicant’s nine-digit registration number.
- FEMA inspectors never require banking information.
- more -
It is important to note that FEMA housing inspectors verify damage, but do not hire or endorse specific contractors to fix homes or recommend repairs. They do not determine your eligibility for assistance.
- Fraudulent building contractors: When hiring a contractor, be sure to:
- Use licensed local contractors backed by reliable references.
- Demand that contractors carry general liability insurance and worker’s compensation.
- Bogus pleas for post-disaster donations: Unscrupulous solicitors may play on the sympathy for disaster survivors. Disaster aid solicitations may arrive by phone, email, letter or face-to-face visits. Verify legitimate solicitation:
- Ask for the charity’s exact name, street address, phone number, and Web address, then call the charity directly and confirm that the person asking for funds is an employee or volunteer.